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Meet Poki — The AI That Analyzes Your Loan Documents

Why spend hours sorting through bank statements, pay stubs, W-2s, and tax returns? Let Poki do it for you in seconds and give you a clear, structured underwriting summary — so you can make lending and financial decisions with confidence.

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How Poki Works

How Poki Works
In four easy steps

Upload your documents

You upload bank statements, pay stubs, W-2s, 1099s, tax returns, etc.

Poki analyzes the documents with AI

Poki's powerful OCR + AI engine reads, understands, and organizes every important detail.

Get a clean underwriting summary

Poki generates income, expenses, balances, debt, risks, and credit recommendation — all in one simple dashboard. Also download results in a multi-tab excel file, Json or PDF.

Security First

Your data is encrypted from end to end so only you can see their contents. Your documents are never sold or shared. Your files are never used for AI training. Poki is built with SOC-2 aligned security practices.

Why Lenders & Borrowers Love Poki

Poki is trusted by loan officers, mortgage brokers, auto lenders, and credit unions for its accuracy, efficiency, and ease of use.

Why Lenders Love Poki
  • Poki understands complex layouts across various document formats
  • Cuts review time by 60 to 80%
  • Up to 99.9% accurate
  • Flags inconsistencies and suspicious activity
  • Standardizes underwriting across teams
Security First
Your data is encrypted.
Your documents are never sold or shared.
Your files are never used for AI training
Built with SOC-2 aligned security practices.
Why Borrowers Love Poki
Understand your real financial picture
See spending habits clearly
Prepare for loans and mortgages
Simple, secure, instant
No credit checks
Features

Built for lenders, useful for borrowers

Trusted by loan officers, mortgage brokers, auto lenders, and credit unions

Multi-Document Processing
Upload and analyze bank statements, paystubs, W-2s, and tax documents in a single workflow.
Batch Uploads
OCR + Smart table detection
Up to 99.9% accuracy
Income, Debt & Asset Analysis
Automatically calculate income from multiple sources, identify recurring debts, and track assets.
Income Analysis
Risk scoring
Intelligent Document Recognition
Advanced AI recognizes and processes documents from banks, employers, and tax authorities. Handles complex layouts across paystubs, W-2s, 1099s, and tax returns automatically.
Handles layout variation
OCR + ML accuracy

Ready to Streamline Loan Review?

Join thousands of professionals who have already transformed their productivity with LoanDocs.ai

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